What is IncomeShield Plan A?
What is IncomeShield Plan A?
IncomeShield Standard Plan is a MediSave-approved Integrated Shield Plan (IP) that consists of two parts – the MediShield Life portion and enhanced benefits provided by Income. It takes care of your hospital and surgical expenses1, ensuring that you focus on making a full recovery in comfort.
Does IncomeShield cover A&E?
Enhanced IncomeShield also covers you for certain benefits that are not included under MediShield Life. This includes coverage for pre- and post-hospitalisation expenses, emergency overseas treatment, and the option to purchase riders to cover deductibles and co-insurance.
Is NTUC IncomeShield good?
Overall, we would recommend NTUC Enhanced IncomeShield for those on a budget who don’t mind public hospital coverage. It is pretty affordable for the public hospital tiers, and coverage is decent (although not impressive). The Orange Health perks are a nice touch.
What is Assist Rider?
Assist Rider also pays up to $80 per day (for a maximum of 10 days for each hospital stay) for the cost of extra bed for parent or guardian who stays in the hospital with the insured child who is warded. The insured child must be aged 18 and below on the date a claim is made for the extra bed benefit.
What is enhanced IncomeShield preferred?
Enhanced IncomeShield is a MediSave-approved Integrated Shield Plan (IP) that gives you assurance that your hospital and surgical expenses1 are well taken care of.
How do I upgrade my IncomeShield plan?
To upgrade to Enhanced IncomeShield/IncomeShield, you need to be 75 years old and below (age next birthday). What will happen to my existing cover if I request for an upgrade of plan? Upon a request to upgrade your plan, the current policy will be terminated and a new set of policy document will be issued to you.
What is the difference between Assist Rider and plus rider?
Income’s Plus rider is a full rider while customers with its Assist rider do not need to pay deductible or co-insurance. They pay only 10 per cent of the claimable amount, subject to a maximum co-payment each policy year.
What does plus rider cover?
Plus Rider and Deluxe Care Rider
| Benefits^ | Plus Rider |
|---|---|
| Additional non-panel payment (each policy year) | Not applicable |
| Extra bed benefit | Refund up to S$80 per day (up to 10 days for each hospital stay) if the parent/guardian stays in the hospital with the insured child2 (aged 18 or younger) |
Does IncomeShield cover day surgery?
You will be covered for room, board and medical related services; intensive care unit (ICU) and medical related services; and surgical benefits (including Day Surgery).
How do I know if I have an integrated shield plan?
Log in to your CPF account at www.cpf.gov.sg and check if you are covered by an IP under the insurance section. Log in to your CPF account. On the left, click “My Message” Your will be able to see which insurer you are with for your IP under Medishield-Approved Private Integrated Plan.
What is a plus rider?
Plus Rider also pays up to $80 per day (for a maximum of 10 days for each hospital stay) for the cost of extra bed for parent or guardian who stays in the hospital with the insured child who is warded. The insured child must be aged 18 and below on the date a claim is made for the extra bed benefit.